SEPA consists of Eurozone member countries, EU member countries, some non-EU countries that use Euro as an official currency, European Free Trade Association member countries, some overseas territories of member countries and United Kingdom during Brexit transition period. SEPA payment system
simplify the bank transfers denominated in Euro currency. It doesn't cover payments in other currencies than the Euro.
Single Euro Payments Area members are:
- Andorra - using Euro as official currency
- Austria - EU and Eurozone member
- Belgium - EU and Eurozone member
- Bulgaria - EU member
- Croatia - EU member
- Cyprus - EU and Eurozone member
- Czechia - EU member
- Denmark - EU member
- Estonia - EU and Eurozone member
- Finland - EU and Eurozone member
- France - EU and Eurozone member
- Germany - EU and Eurozone member
- Greece - EU and Eurozone member
- Hungary - EU member
- Iceland - EFTA and EEA member
- Ireland - EU and Eurozone member
- Italy - EU and Eurozone member
- Latvia - EU and Eurozone member
- Liechtenstein - EFTA and EEA member
- Lithuania - EU and Eurozone member
- Luxembourg - EU and Eurozone member
- Malta - EU and Eurozone member
- Monaco - using Euro as official currency
- Netherlands - EU and Eurozone member
- Norway - EFTA and EEA member
- Poland - EU member
- Portugal - EU and Eurozone member
- Romania - EU member
- San Marino - using Euro as official currency
- Slovakia - EU and Eurozone member
- Slovenia - EU and Eurozone member
- Spain - EU and Eurozone member
- Sweden - EU member
- Switzerland - EFTA member
- United Kingdom - during Brexit transition period
- Vatican - using Euro as official currency